Difference between term life insurance and permanent policies?

Difference between term life insurance and permanent policies?

My insurance company is offering a term conversion credit if I switch to permanent insurance. What's in it for them, and what is permanent insurance? Whole life? Any benefits for me to change?

 

BEST ANSWER: Try this site where you can compare quotes:INSUREFOREVERYBODY.INFO

 

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How does life insurance work?

 

 

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Why is it that so many people have to die due to lack of health insurance?

 

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How much does a male aged 17 pay for car insurance?

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I was looking on google to find affordable health insurance, but I've seen so many sites.And they have very high prices.I need a cheap and affordable health insurance company.please suggest me a good sites.

 

 

Which is the best insurance company for an 18 year old male driver?

Hey, I'm an 18 year old boy (hurdle #1) and live in South-East London (hurdle #2) and I've had my license for a month now (hurdle #3!) and just bought my VW Polo 999cc (999cc!!)..I CANNOT for the life of me find a decent insurance quote I mean i'm in full-time employment but still most of the quotes I've been given are more than half my annual salary! Public transport is NOT an option because of the shifts I've been given..I've tried the young drivers' insurance with people like Co-Op and InsureTheBox but they're not much different to anyone else.. So, if ANYONE has ANY advice/anecdotes they could share, I'd really appreciate it. Thanks in advance (:

 

 

Insurance!?

We are in the process buying a home and we ARE going to get homeowners insurance but I was just wondering if they make you get it? Also I was wondering if anybody knows if I live on a flood plain if i HAVE to get flood insurance too? THANK YOU!

 

 

Medical Insurance at 18?

I'm a little confused, when you turn 18, do you automatically get dropped from your parents coverage if you're not in school?

 

 

How much is the exact amount of car insurance?

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Is there any health care ins.that is affordable.

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Can your health insurance company raise your rates after you get sick?

I've heard about pre-existing conditions and all, but what about getting seriously ill AFTER you have insurance? Let's say you're generally healthy, and already have heath insurance which you pay for yourself, at a reasonable rate. Then you get a long term illness, or get into a terrible accident, and need years of expensive care. Of course you keep your policy up to date... Can the company raise your rates by triple (or worse) if you get sick this way?

 

 

What would insurance be on a 18 year old driving a 2005 nissan 350z?

well i got 1 speeding ticket but other than that nothing else how much would it cost me a month on average. i live in south carolina.

 

 

Please answer!!! Is my car insurance too high?

I have a 2007 toyota corolla, clean title and no liens. Im 20 years old, female and part time in college. I have state farm and it costs $280 every month, i have full coverage also... Is this expensive or what??!!

 

 

I'm 17 just got my driving licence (UK) How can I get my insurance cheaper?

I'm 17 just got my driving licence (UK) How can I get my insurance cheaper?

 

 

Which health insurance is better?

I'm 18 and my current health insurance (it's called Neighborhood in NYC) has currently expired. I can either re-certify this or be added to my dad's GHI health insurance, which is provided by the city. His insurance includes copays and such that I've never done before. Which insurance makes more sense?

 

Difference between term life insurance and permanent policies?

My insurance company is offering a term conversion credit if I switch to permanent insurance. What's in it for them, and what is permanent insurance? Whole life? Any benefits for me to change?

 

AOPA ( A.O.P.A. ) aka aircraft owners and pilots association versus Avemco. Who has better insurance rate?

Which one of these two entities provides better protection for student and private pilots when it comes to NON OWN AIRCRAFT INSURANCE ?

 

 

How much will my insurance go down if i am on my dads policy ?

Hi i have just passed my test and obviously looking to get a car, i will be most probably having a friends car as he is getting a new one, its a 1.6 W reg Citroen saxo, if i have my own insurance (third party only) its around 3500.00 which is well out of my price range, if i did go on to my dads or moms policy, how much less would it be roughly, my dad lives in a nice area but did lose his licence for 3 months a few years back, my mom lives in a mediocre area but has no points and no history of any problems, i am 19 and i work as a clerical officer if that helps at all :S

 

 

What is electronic insurance?

details about electronic insurance

 

 

Car Insurance?

If i put a body kit on my car, does my insurance go up? Im a male aged 17.

 

 

What is the best life insurance to get and where?

I'm young but not in the best health, I'm looking for life insurance, something affordable and legitimate

 

 

As a 16 year old male, how much will I pay for auto insurance?

I am a 16 year old male (and I already know what statistics show, unfortunately), soon to be 17 years old in October. I will be paying auto insurance pretty soon and I am trying to get an estimate of how much I will be paying monthly/yearly. I obtain a 3.5 GPA and reside in Dayton, Ohio. My mother will be adding me to her insurance plan and I drive a 1999 Chevy Camaro (this is the car that will be insured, and thankfully it does not have a Z28 engine). I'm not sure whether or not the insurance agency will consider this a sports car either, so I'm pretty nervous! Please help me! Thank you!

 

 

Is there affordable health insurance available for fertility: tubal reversal?

Me and my fiancee' are wanting to have another baby. The only problem is that my tubes are tied. I wanna know is there afforable health insurance that covers fertility? Is there ...show more

 

 

Life insurance is not a investment?

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Proof of car insurance?

I live in Massachusetts, and I have proof of insurance on my registration. There isn't a separate insurance card - but if for some reason I am pulled over out of state, this should be be enough, right? Does anyone have any experience with this?

 

 

Insurance for student?

I am currently a student, and saved up enough to buy a car, but the problem is the insurance. As a student, the insurance premium is very high since I have to be the primary driver. I cannot be under my parents insurance, I am not in good terms with them. Is there any way to reduce the premiums? I already did the driveres ed course which gives you a 10% discount. Do you know any cheap insurance companies? I am just looking for basic coverage. Thanks! PS - I live in Ontario.

 

 

About how will my insurance cost?

im 17, never been arrested and have passing grades. how much would it cost me to get insurance for a 91 camaro 5.7 auto with 135,000+ miles with statefarm. parents adding me to their insurance

 

 

How much does Invisalign Teen cost to get without insurance?

Im looking into Invisalign Teen because i really dont want braces and since Invisalign is just as effective i want to try to get it. our insurance wont cover it though, how much would it cost for me to pay for it out of pocket?

 

 

What is the difference between a high and low deductible?

Hello everyone! I really need your help! Im a 19 years old female student. I work part time and i earn at least $800 a month. Im currently looking for health insurance but im really frustrated because i dont know the difference between a high and low deductible. What if the deductilbe is $5000?? I just need a health insurance that covers doctors visits, like the dermatoligist and exams like mammography.

 

 

Can I claim for mechanical faults on my fully comp car insurance?

My car set on fire whilst I was driving it & as a result is a write off. My insurer is refusing to pay up as they claim its a mechanical fault. Is there anything I can do? Please help.

 

 

Cheap car insurance for 17 year olds?

I am 17 and need a car to get me to work as it is quite a while away and costs me over 30 to get to a week!!! I passed my test last month and have done pass plus. I tried getting insurance for a 1.0L Lupo and it was 7500 on my own name (tried it a few times using thrid party only, thrid party fire & theft and fully comp but kept getting the same) I tried adding my father as the main & named driver (20+ years no claims) and reduced it to about 5000 which is still very very high and im not even using comparison sites (mainly sites aimed at 17 year olds) :@ I am quite angry becuase my friend when he passed last year got his insurance for 1600 on his own name at the age of 17! Any ideas on insurance compainies or how to reduce my insurance??

 

 

Taking new car home with no insurance?

So the car is in my Moms name and she has insurance, but she has to drive her car home, meaning I have to drive the other one. I don't have insurance, but we are getting GAP insurance. Is this safe? If I damage the car are we covered?

 

 

What is the cheapest online car insurance for an 18 yr old male?

My stepson needs to get some online insurance today............dont have alot of time to research. What would you say is the cheapest car insurance available on line........monthly payments?

 

 

How are your health insurance plans, if you have individual insurance?

I was asking about those who have health insurance, what are your companies like. Do you like your health companies, are the insurance plans good.

 

 

What is the average cost of sr-22 insurance ??

i need to sr-22 to get my license back after 7 years w/o driving. i lost it in 2001 due to a dui, and haven't driven since. its finally time for me to start my life over, and this is a major step to do it. i learned from the dmv (ca) that i need the sr-22 + insurance, and just a 125.00$ reinstatement cost. i know there are a lot of factors to consider, but just an idea of the cost would be great.

 

 

Question about life insurance?

Here is a little background info...I am a month away from joining the navy and going to flight school, I am 26 no health problems and my wife is 23 with no health problems. I went to get car insurance and the lady suggested i get life insurance now why I am still considered a substitute teacher. She said once I join the military It will require A lot more info and also my career will be considered hazordous. Does this sound right? And finally she just did a quick quaote and to cover my wife and myself each for 250k it will cost just under 70 dollars. This is also whole life not term and she said after a certain amount of time I could also cash the policy out and even make money ( something like 30 yrs). Does all this sound legit and does the quote sound reasonable, it was also state farm if that makes a difference. Thanks

 

 

Need insurance advice?

First time driver I have tools to carry so will need a good engine Insurance is high so - What's a good engined car with cheap insurance? I have researched but still need all the help I can get. :/

 

 

Insurance price.?

how much would insurance cost for a 16 year old buy. like on average?

 

 

And why does an auto insurance co. want to know this??

Why when I am getting quotes online for auto insurance do they ask for my marital status and even have a spot for single parent. Would I get a better quote if I said just single? Am I penalized for being single. I'm no kid; I'm over 40.

 

 

I have full coverage towards my car insurance. Can my friend drive my car too? ?

I have full coverage towards my car insurance. Can my friend drive my car too? ?

 

 

How do you get car insurance for less than a year?

I would like to get car insurance for just a couple of months as the named driver, but all of the insurance quotes are for a year. Even the pay by month ones have a deposit.

 

Difference between term life insurance and permanent policies?

My insurance company is offering a term conversion credit if I switch to permanent insurance. What's in it for them, and what is permanent insurance? Whole life? Any benefits for me to change?

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